Bitcoins or cryptocurrency are now known than ever. Despite being decentralized or not being managed by any bank or third party, the crypto is growing insane. The immense gains are the reason why everyone is so behind cryptocurrency and especially Bitcoins. This also explains the increasing popularity of

Now there are more platforms to buy crypto and more payment methods than ever. A credit card is also a way to buy crypto, which comes in handy to investors when they don’t have enough cash.

Today we will describe how one can buy cryptocurrency using a credit card. We will also put light on SEPA, known as the Single Euro Payments Area.

How to Buy Cryptocurrency Using Credit Card?

You first need to register with an exchange that provides buying and selling of crypto.Enable 2-factor authentication and verify your account.Next, add payment methods such as credit or debit cards.You will need to add your card information and confirm it.Go to the “Buy/Sell” option and select the crypto you want to transact with.Enter the transaction details and review them.Confirm your transaction, and you will buy your choice of crypto.

One thing you need to be aware of is that buying using a credit card has its consequences. The major culprit is the transaction fee and other charges that you would be charged with. This will make your overall transaction costlier than normal.

This is because many credit card companies treat the crypto transaction as a cash withdrawal. So when you use a credit card for crypto, they charge you a high fee, plus it also affects your credit score. The interest rates will also be higher than your usual purchase.

The platform that you use to buy and sell crypto will charge its transaction fee. In case you use a credit card, this fee will be on the higher side, which can be 4 to 6%.

When you transact for crypto outside of your country or when the transaction is related overseas, you also pay a fee for that. These charges, when adding up to your other charges, make the overall transaction even costlier. You will also be charged for currency conversion if you are making an overseas payment.

Buy Bitcoin with SEPA Transfer

SEPA or Single Euro Payments Area is another payment method you can use to transact cryptocurrency. It is a payment method of the European network which lets you transact in Euros. Thus when users need a payment method to transact within the Eurozone, SEPA serves as the ultimate payment system.

Using SEPA ensures that you can buy large quantities of bitcoins which would be faster than a usual international bank transfer. 

Below are the platforms that allow users to transact via SEPA-


The platform allows you to buy or sell various digital currencies such as Bitcoin, Ethereum, and 15 more. Those who wish for an easy and clean interface should opt for Coinbase. You need to select SEPA while depositing the money to buy crypto, and the process will be quick and hassle-free.


This is another crypto exchange based in Europe that supports SEPA. From here, you can buy Bitcoin, Ethereum, Litecoin, Zcash, and many other cryptos. Copy trading is a unique feature of this platform; it allows you to use SEPA, NETELLER, PayPal, and more.

Coinbase Pro

When you want a more advanced platform for trading, Coinbase Pro is your choice. Both Coinbase and Coinbase Pro are owned by Coinbase Global, Inc. However, for beginners,Coinbase is the right platform, and for pros, Coinbase Pro is the most suitable. Here users can use SEPA or bank wire to transact the cryptocurrency; however, the user interface is a bit advanced, and hence it can be difficult to understand in the beginning.

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